Chris Trapani The Mortgage Pro wants you to Fire Your Landlord®

The loan process and how does a mortgage work in Simple Mortgage Steps!    Learn the easy home buying process of a conventional loan , and FHA loan process and a VA loan process , explained in detail including the loan steps and the loan process of the entire home loan process to buy a house in 2018! Learn the VA loan process, FHA loan process on this mortgage process video. Reputable real estate experts would recommend an experienced loan officer to explain the home loan process and mortgage process in easy steps. In this video, you learn how to buy a house and the whole process of a loan. Most types of loans (VA loans, FHA loans, Conventional mortgage, and Jumbo)  follow a pretty standard home loan process.  The process of getting a loan will vary based on different guideline requirements for the different types of mortgages, but the process is the same.  The loan process video is designed to explain the mortgage process in a simple way so that you can enjoy the home buying p

A VA refinance loan offers 2 types of VA refi. VA IRRRL loan, which is a VA streamline (super easy) to lower a rate and payment as well as a 100% cash out loan! Chris explains the VA loan process and the availability of a VA cashout refi. A VA loan is the only loan that will allow 100% VA cash out refinance of the value of your home! A cashout refinance can pay off bills, consolidate your debt, use the equity for home improvements and you don't need perfect credit. Or, if you are looking to just lower your interest rate, the VA offers the IRRRL Loan (Interest rate reduction refinance loan) also called a VA streamline loan For a VA Home Loan Application Online please visit http://www.FireYourLandlord.info   and click apply now for a VA IRRRL streamline mortgage. Chris will teach you all about VA loans about a VA cashout loan which is the only 100% cashout loan in the mortgage industry! With VA cashout refinancing the vet has many more options that are not available to the rest

Slow response from the landlord dealing with your needs? Who likes dealing with a landlord who cares about the collecting the rent - but not about you and your needs as a renter? This is a comical look at a landlord who's a jerk, but you don't need to tolerate it nor rent anymore! With so many great down payment assistance programs available that require only a 640 credit score (if your score is lower - there are ways to raise it!) and obviously provable income, and you could qualify for a no down payment home loan and in some circumstances - even zero closing costs. There are 3 programs that you can qualify for in California. Stop renting and start owning.  You already pay a mortgage - just make it your mortgage instead!  I’m Chris Trapani the mortgage pro, I’ve helped thousands of families buy homes over the years. Sit down with me and my team and we’ll help you go through a simple pre-approval process and introduces some amazing Realtors and those Realtors will help

This is a shorter version of Conventional vs. FHA vs. VA Loans! Confused? Is a conventional loan better than an FHA loan?  Is an FHA loan better than a VA loan? Does a VA loan beat out a conventional loan?  There are many variables explained here but by the end, the important things to consider should become apparent! Learn this and you'll be one simple mortgage step closer to being told to go "Fire Your Landlord!" There are a number of factors to help you determine, which is best for you! Contact me through www.FireYourLandlord.info or just call me, Chris Trapani the Mortgage Pro at 310-350-2546 and I'll send you a free PDF printout to make it easier to understand! Conventional loans usually work best for Non-veterans with very high Fico scores, FHA loans will usually work best for Non-veterans with lower Fico scores,  VA loans will work best for those with less or no money to put down regardless of Fico score unless  you are planning on keeping the property s

Conventional vs. FHA vs. VA Loans! Confused? Is a conventional loan better than an FHA loan?  Is an FHA loan better than a VA loan? Does a VA loan beat out a conventional loan?  There are many variables explained here but by the end, the important things to consider should become apparent! There are a number of factors to help you determine, which is best for you! Contact me through www.FireYourLandlord.info or just call me, Chris Trapani the Mortgage Pro at 310-350-2546 and I'll send you a free PDF printout to make it easier to understand! Conventional loans usually work best for Non-veterans with very high Fico scores, FHA loans will usually work best for Non-veterans with lower Fico scores,  VA loans will work best for those with less or no money to put down regardless of Fico score unless  you are planning on keeping the property short term and are not a disabled vet.  See... it can be confusing but the Free PDF can help you sort it out! Questions like, what is you

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Learn the simple loan steps and the whole loan process .   Buying a home, but not sure of how the loan process works?  These simple steps explain in a quick get to the point video how the process works, what happens every step of the way and will help you Fire Your Landlord® In this video, Chris Trapani the Mortgage Pro, uses his 27 years of experience to bring you what you should know and what you need to know to buy a home using any type of mortgage.  This whole loan process is virtually the same for Conventional Loans , Jumbo Loans , FHA Loans , VA loans and other types of mortgages . While the qualifications and guidelines are a little different for each of these loans, the process is the same.  Today in 2018, after the mortgage meltdown, there are many more rules put in place before a consumer is allowed to get a mortgage and before a lender is allowed to provide one.  While most of the rules are just extra paperwork and extra time that must elapse between each ev

3 easy credit score hacks on how to have a 700 score and raise and boost your credit score.   Learn how to build credit and in 30 days you can raise your fico score so you can buy your own home and Fire Your Landlord.  You really can improve credit score in 30 days by learning a few credit score secrets ! Did you know that 30% of your credit "Fico" score is based on credit availability?  The number 1 reason for people with low fico scores is they do not have enough credit!  You can raise your credit score fast in 30 days or less! If you do not have a minimum of 3 credit cards, you do not have enough credit availability according to the 3 major credit bureaus! People often say, "I don't believe in credit cards", well then, I guess you don't believe in having a high credit score and buying a house either! Learn simple tips to raise your credit score fast so that you can buy a house with these credit score hacks. Learn how to build credit with this free

Veterans! Everything you could possibly need to know about a VA loan and your eligibility! You'll learn about VA mortgages to purchase a home,  IRRRL the interest rate reduction refinance loan, VA loan cash-out refinances and the entire VA loan process.  There are a few special requirements for a VA home loan and I'll teach you how does VA work! How you can use your Veteran status and 20 things you must know about a VA loan. As a VA home loan specialist, you can always contact Chris for advise or help or just a question.  For a VA home loan application online please visit http://www.FireYourLandlord.info and click on apply for a loan.  It only takes 5 minutes. Chris will teach you the whole loan process. Did you know that if you are a disabled vet 10% or more you will also be entitled to a waiver of the VA funding fee!  That will save you thousands of dollars on your VA loan! A VA loan is usually the least expensive and lowest interest rates in the mortgage industry!

Save $500 a month!  Not enough?  Save $1,000 a month! Learn how to save money fast with budget hacks tips that really work!  How to budget and save money and money tips from a money savings expert. Use these money-saving hacks and save $500-$1,000 a month on items that you are probably blowing money on every month! Just tweaking a few spending habits including how to save money for a house could make the difference in the near future of renting or owning your own home. They are simple ideas and ways to stop blowing money.  Chris asks:  What do Netflix, Coffee, Pots & Pans and an ATM card have in common?  Believe it or not, they can help save your money so that you can buy a house! Skeptical?  Don't believe me?  Take Chris Trapani's save money challenge! Watch this video and learn how to budget your money like Dave Ramsey teaches tips, free money, zero down payment, save down payment learn how to save for a down payment! Number 1 - Netflix People go to t

FHA loan s are the simplest home loan to qualify for! How much loan and how much home can I qualify for with an FHA loan?  FHA loans are among the most common FHA mortgage questions. With today's pretty generous FHA loan limits of $405,950 loan amount in the inland empire and up to $679,650 in Los Angeles and Orange Counties in California (you can look up our own county limit here https://entp.hud.gov/idapp/html/hicostlook.cfm ), for most first time homebuyers, the question is more how much can I qualify for on my income rather than is the loan limits high enough. There are specific formulas to calculate income for different types of wage earners (hourly salary, salaried, commission, self-employed etc) that must be adhered to, but for the vast majority of FHA borrowers, the standards displayed in this video are accurate. If you have questions regarding income calculations, you can always feel free to reach out to Chris Trapani personally and he'll be happy to help. FHA is

Lender fees and common closing costs explained for a home mortgage. Processing, Underwriting, Origination or discount points are paid to the mortgage lender, Appraisal, Credit report, Escrow or Attorney fees, Title insurance, recording, notary and many escrow companies and title fees have numerous add-ons such as loan tie in fee, printing fee, electronic BS fee (sounds like a lot of BS from title and escrow - that part is!) and there are other fees depending on the companies chosen.  These fees are paid to third party companies and not to the mortgage lender. Most reputable companies will only charge you a processing and underwriting fee,  Points can be charged based on the rate chosen.  In most cases, you can have a higher interest rate to reduce or eliminate these fees. The rest of the fees, go to other companies and have nothing to do with the mortgage lender. There are other costs associated with a mortgage loan such as pre-paid interest - which is interest charged per day

What's an FHA loan? How does it work? The easy FHA process of buying a home with an FHA loan in 2018 which will show you how much loan you will qualify for and how the entire simple loan process works.  FHA mortgage guidelines change so you'll learn the loan process and the FHA loan requirements. In this video, you'll get  a mortgage pro's look into FHA loans and the FHA loan requirements and how to buy a home using an FHA mortgage Learn some simple mortgage steps at http://www.FireYourLandlord.info and you can also apply with an FHA home loan application online at the site. Chris makes it easy! Only takes 5-10 minutes to fill out the whole application! When you watch this loan video, you'll learn all about FHA loans and the simple mortgage steps. Chris Trapani "The Mortgage Pro" states, "I've helped thousands of people, families, vets and first-time homebuyers with FHA and Va loans and proudly coaches them to  "Fire Your Landlord!