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Showing posts from August, 2018

Jean Wu, Realtor Century 21 King - real estate Rancho Cucamonga

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Jean Wu, a real estate agent from Century 21 King, Rancho Cucamonga is committed to working with home buyers and home sellers alike throughout the Inland Empire. Expertly utilizing her former career as a marketing professional provides Jean with a unique perspective and strong expertise when your need is selling a home.  She uses her vast experience to get the word out on the availability of the home to ensure that sellers receive the proper market value that they deserve. When you're selling a home, the marketing is the key to a successful transaction. When representing buyers, Jean enjoys the first time homebuyers and tells them to "Fire Your Landlord" and for the seasoned homebuyers and investors she cheerfully states Let's "Fire Your Neighborhood!" If you are considering making a move, not sure whether to buy or sell, need real estate advice or just have a question, Jean Wu is an awesome and honest choice for a Rancho Cucamonga Real Estate expert

Will home values drop? Will house prices rise? Real estate bubble?

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Are We Headed for Another Market Crash?  What's happening in the real estate market right now? What will happen to home prices? Will home prices go up?  Will real estate go down? Will house prices and interest rates go up or down? Is now the right time to buy? Chris the Mortgage Pro lends his 27 years in the industry to forecast what he sees is coming in the short term (next year or so) The key words he uses: supply and demand!  Where is the supply (the inventory of homes available to buyers) what is the demand?  Here in Southern California, there are a dozen plus offers on every home in the FHA price range. Knowing whether the market will crash or if we are currently in a housing bubble is obviously an important factor in deciding whether to buy real estate.  Is it on the rise?  Yes, real estate priced are still rising, but not as fast as rent! Many people are worried about a housing crash and their real estate agent really doesn't know much about an economic collapse.

Whole Loan Process | Mortgage Process | Home loan process

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The loan process and how does a mortgage work Learn the easy home buying process of a conventional loan process, and FHA loan process and a VA loan process, explained in detail including the simple loan steps process of the entire home loan to buy your own house in 2018! The VA loan process, FHA loan process, and all other home loan processes and systems are included in this mortgage video. The whole loan process is nearly the same for all loans whether it's for an FHA mortgage, VA loan or conventional loans.  Every real estate expert would recommend an experienced and licensed loan officer to explain these home loan processes and mortgage processes in simple easy to understand steps. Enjoying the home buying process is something most people do - but admittedly, the mortgage process can appear overwhelming at times. In this video, you learn how to buy a house  The process of getting a loan will vary based on different "guideline requirements" for the different type

Veteran loans | buy a house with a VA loan | Why a VA loan?

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My father is a Marine Veteran and didn't know he could buy a house with a VA loan. As a loan officer Rancho Cucamonga California, I specialize in home loans whether you are a marine, army, navy air force or coast guard veteran.  I'll help you buy a house with your earned VA loan benefit. In this video, I share the story of how my father saved and spent every weekend working to sell houses in order to get the down payment to buy his own home.  This video explains how and why it came about. With your earned VA loan benefit, there are now more reasons than ever to use the best mortgage in the real estate industry - a VA loan.  When you're buying a house with a VA loan, you'll enjoy the lowest interest rate of all the home loan programs as well as higher than expected VA loan limits!  My marine Father did not know about how a VA home loan worked nor did he realize that a VA loan eligibility, would go on for life.  That is one of the things that makes me so passionate abo

What is PMI? Is PMI good? Does PMI go away? FHA PMI | How much is PMI?

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What is PMI? Do I need mortgage insurance? What is MIP? Is there Cheap mortgage insurance? A PMI calculator link is in the body of this text. MIP vs. PMI. How to get rid of PMI. Whats the PMI definition? How does PMI work? I have a few tools that rookie loan officers don't know to help you avoid PMI. Sometimes it can be done, sometimes it can't.  It all depends on your individual circumstance.  You can apply for a mortgage with this FHA mortgage application online at http://www.FireYourLandlord.info and click on the apply for a loan button.  Chris will help you with the whole loan process . Here is a PMI calculator.  https://www.mgic.com/ratefinder-rates/quickQuoteDataEntry.htm   There are items that you should to know to fill the form out and get an instant quote.  Most people know the answers with one exception.  FICO score.  No, it's not the credit karma score or any of the consumer scores that people get over their phone.  It's an actual credit score for a mor

Biggest first time Home buying mistakes I Home buyer tips | No myths

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Important home buying process and home buying tips for 2018 . Learn how to buy a house and not make the mistakes common to so many first time home buyers. The process of home ownership has many facets to it. Buy a home!  Make sure you are not missing an opportunity to finding your dream home.  The right real estate home buyer tips can make a big difference, so knowing the top home buying mistakes and the first time home buyer myths and mistakes to avoid can save you a lot of money. It's just important to know what to do as well as what not to do when you are buying a home.  Visit and apply with a home loan application online at www.FireYourLandlord.info and get started and you can also enjoy the only100% mortgage and real estate video website to learn more about what to do and... what not to do! Chris put this video together with the hopes that the people watching it can enjoy sleep at night and peace of mind while going through the home buying process/ In this video, I sh

What does a notary public do | Why do I need a notary to buy a house?

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What does a notary do? Why do I need a notary to buy a house?  Of course, signing closing documents and some of the most important legal documents regarding the transfers of the deed of trust and many other items are required to be notarized by both the mortgage lender and the title company. Any notary can do that... but only a notary experienced in real estate transaction that has the know-how and the willingness to explain the details (most notaries have neither) would be a wise choice! Chris Trapani chooses David Worden as his notary of choice.  David has over 23 years of experience in all parts of the lending business and can explain every document the borrower has to sign so that they can feel comfortable with their transaction and know what they are signing. He always promises to leave a positive lasting impression and every client walks away from the table more knowledgeable and happy with their loan! David is also always willing to come to you to make it easier! Ther

4 Great need to know VA loan tips | VA mortgage - the best home loans

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http://www.fireyourlandlord.info/4-great-tips-va-loan-tips-best-veteran-tips/ Learn 4 really Simple Mortgage Steps and tips about VA loans including IRRRL loans that most vets don't know!  VA loan tips that you should know in 2018! These great VA loan tips and VA loans including VA 100% cashout loan can make a big difference. This video will help you learn the VA loan secrets and VA insider tips as well as the VA home loan process. Most people don't know that so they wind up with Jumbo loans lesser loans and loans that just aren't as good, so take a look at a VA loan, take a look at taking advantage of you VA eligibility because you've earned it. thanks for watching this video I hope you enjoyed it and if you want to get started today stop procrastinating either call me up 310-350-2546 or go to the website right here you'll see www.FireYourLandlord.info click on the apply now button we'll get you started we're going to Fire Your Landlord! When it c

Over 62? Purchase A Home With A Reverse Mortgage | HECM for purchase

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Did you know that you can purchase a home with a reverse mortgage? Imagine buying a home with no mortgage! In this video, I explain how it is possible to use the equity of a home to make your monthly mortgage payments. Whether you are buying a home for the first time or have decided to change your lifestyle, a Reverse mortgage explained properly, just might be the answer you are looking for. For home buyers over 62 years old a HECM for purchase is an option where the buyer with an ample down payment (the down payment percentage depends on the buyers age) would not have any monthly payments, though they would still be required to pay homeowners insurance, property taxes and basic upkeep on the home. People ask How do reverse mortgages work? Are reverse mortgages worth it? What is a HECM?  A senior citizen mortgage can be drastically different than the myths regarding HECM loans. Learn the reverse mortgage basics and all about a reverse mortgage loan.  This video will give you a f

Mortgage Points Explained | You Can Buy Your Mortgage Rate Down!

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Have you heard the term "Points" or "Paying Points" on a mortgage loan? What are points? Should I pay points? Through the real estate home loan process, you will often hear the term, points & mortgage points the cost of which is directly related to low interest rates.  The more points you pay the lower interest rate you will receive! It's basically a simple formula - the more points you pay the lower interest rate you will pay. When you are ready to learn how to buy a house, to buy down a rate can be a great option for a lower payment.  Every mortgage from FHA loan, VA loans, conventional, USDA, Jumbo loans all offer options to pay these points to lower an interest rate. part of the whole loan process is step number 1, you can apply for with an FHA home loan application online at http://www.FireYourLandlord.inf o and click on the apply for a loan button. We will offer an analysis of if it makes sense to pay points before you do it. Often when looking

The Loan Process From Beginning To End | Chris Trapani 310 350 2546

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