Chris Trapani The Mortgage Pro wants you to Fire Your Landlord®

Conventional vs FHA vs VA. Which loan is better and how do I compare different loan types? FHA Loan? Do FHA loans have advantages? Conventional Loan? Why might a conventional loan be better? VA Loan? A VA loan could be the best loan - but not always! These home loan types explained in detail in this video. Learn how to compare Conventional loans to FHA loans to VA loans in this video! Conventional vs FHA vs VA Loans! Is FHA better than Conventional? Are there advantages to VA? Is a conventional loan better than an FHA loan? Is an FHA loan better than a VA loan? Does a VA loan beat out a conventional loan? Confused about real estate loan types? There are many variables explained here but by the end, the important things to consider should become apparent! Learn this and you'll be one simple mortgage step closer to being told to go "Fire Your Landlord!" Visit http://www.FireYourLandlord.info or just call me, Rancho Cucamonga Loan Officer, Chris Trapani FHA Loan Offi...

If you're still renting, you pay a mortgage already! The only problem is... You're paying off someone else's mortgage instead of your own! Wouldn't it make sense to buy your own home and pay off your own home? Unless of course, you enjoy having a landlord and letting someone else control your destiny and control your home! Did you know that with a 640 Fico score you can get a NOw money down home loan? Call me today and lets get started!

Simple mortgage steps will teach you the easy loan approval process from the very first step of home loans - the application, through the pre-approval process all the way to home loan approval, appraisal and all the way through the funding and recording and closing of your home loan. Rancho Cucamonga Loan Officer, Chris Trapani will use his 27 years experience to help you Fire Your Landlord! For a home loan application online please visit http://wwwFireYourLandlord.info Easy loan steps on how to be pre-approved for a home loan, the real estate home loan process and the whole loan approval. The educated home buyer - especially a first-time home buyer, put themselves in a better position to buy a home with much less stress with more knowledge of the mortgage process. That's why I call it - "Simple Mortgage Steps to buying a home - Home Loans 101" helps make real estate purchasing easy. Why rent to own - when you can just own by going through a simple loan approval ...

The loan process and how does a mortgage work in Simple Mortgage Steps!    Learn the easy home buying process of a conventional loan , and FHA loan process and a VA loan process , explained in detail including the loan steps and the loan process of the entire home loan process to buy a house in 2018! Learn the VA loan process, FHA loan process on this mortgage process video. Reputable real estate experts would recommend an experienced loan officer to explain the home loan process and mortgage process in easy steps. In this video, you learn how to buy a house and the whole process of a loan. Most types of loans (VA loans, FHA loans, Conventional mortgage, and Jumbo)  follow a pretty standard home loan process.  The process of getting a loan will vary based on different guideline requirements for the different types of mortgages, but the process is the same.  The loan process video is designed to explain the mortgage process in a simple way so that you can...

This is a shorter version of Conventional vs. FHA vs. VA Loans! Confused? Is a conventional loan better than an FHA loan?  Is an FHA loan better than a VA loan? Does a VA loan beat out a conventional loan?  There are many variables explained here but by the end, the important things to consider should become apparent! Learn this and you'll be one simple mortgage step closer to being told to go "Fire Your Landlord!" There are a number of factors to help you determine, which is best for you! Contact me through www.FireYourLandlord.info or just call me, Chris Trapani the Mortgage Pro at 310-350-2546 and I'll send you a free PDF printout to make it easier to understand! Conventional loans usually work best for Non-veterans with very high Fico scores, FHA loans will usually work best for Non-veterans with lower Fico scores,  VA loans will work best for those with less or no money to put down regardless of Fico score unless  you are planning on keeping the property ...

Conventional vs. FHA vs. VA Loans! Confused? Is a conventional loan better than an FHA loan?  Is an FHA loan better than a VA loan? Does a VA loan beat out a conventional loan?  There are many variables explained here but by the end, the important things to consider should become apparent! There are a number of factors to help you determine, which is best for you! Contact me through www.FireYourLandlord.info or just call me, Chris Trapani the Mortgage Pro at 310-350-2546 and I'll send you a free PDF printout to make it easier to understand! Conventional loans usually work best for Non-veterans with very high Fico scores, FHA loans will usually work best for Non-veterans with lower Fico scores,  VA loans will work best for those with less or no money to put down regardless of Fico score unless  you are planning on keeping the property short term and are not a disabled vet.  See... it can be confusing but the Free PDF can help you sort it out! Questio...

Save $500 a month!  Not enough?  Save $1,000 a month! Learn how to save money fast with budget hacks tips that really work!  How to budget and save money and money tips from a money savings expert. Use these money-saving hacks and save $500-$1,000 a month on items that you are probably blowing money on every month! Just tweaking a few spending habits including how to save money for a house could make the difference in the near future of renting or owning your own home. They are simple ideas and ways to stop blowing money.  Chris asks:  What do Netflix, Coffee, Pots & Pans and an ATM card have in common?  Believe it or not, they can help save your money so that you can buy a house! Skeptical?  Don't believe me?  Take Chris Trapani's save money challenge! Watch this video and learn how to budget your money like Dave Ramsey teaches tips, free money, zero down payment, save down payment learn how to save for a down payment! ...

FHA loan s are the simplest home loan to qualify for! How much loan and how much home can I qualify for with an FHA loan?  FHA loans are among the most common FHA mortgage questions. With today's pretty generous FHA loan limits of $405,950 loan amount in the inland empire and up to $679,650 in Los Angeles and Orange Counties in California (you can look up our own county limit here https://entp.hud.gov/idapp/html/hicostlook.cfm ), for most first time homebuyers, the question is more how much can I qualify for on my income rather than is the loan limits high enough. There are specific formulas to calculate income for different types of wage earners (hourly salary, salaried, commission, self-employed etc) that must be adhered to, but for the vast majority of FHA borrowers, the standards displayed in this video are accurate. If you have questions regarding income calculations, you can always feel free to reach out to Chris Trapani personally and he'll be happy to help. F...

Lender fees and common closing costs explained for a home mortgage. Processing, Underwriting, Origination or discount points are paid to the mortgage lender, Appraisal, Credit report, Escrow or Attorney fees, Title insurance, recording, notary and many escrow companies and title fees have numerous add-ons such as loan tie in fee, printing fee, electronic BS fee (sounds like a lot of BS from title and escrow - that part is!) and there are other fees depending on the companies chosen.  These fees are paid to third party companies and not to the mortgage lender. Most reputable companies will only charge you a processing and underwriting fee,  Points can be charged based on the rate chosen.  In most cases, you can have a higher interest rate to reduce or eliminate these fees. The rest of the fees, go to other companies and have nothing to do with the mortgage lender. There are other costs associated with a mortgage loan such as pre-paid interest - which is interest ch...

The loan process and how does a mortgage work Learn the easy home buying process of a conventional loan process, and FHA loan process and a VA loan process, explained in detail including the simple loan steps process of the entire home loan to buy your own house in 2018! The VA loan process, FHA loan process, and all other home loan processes and systems are included in this mortgage video. The whole loan process is nearly the same for all loans whether it's for an FHA mortgage, VA loan or conventional loans.  Every real estate expert would recommend an experienced and licensed loan officer to explain these home loan processes and mortgage processes in simple easy to understand steps. Enjoying the home buying process is something most people do - but admittedly, the mortgage process can appear overwhelming at times. In this video, you learn how to buy a house  The process of getting a loan will vary based on different "guideline requirements" for the different type...

What does a notary do? Why do I need a notary to buy a house?  Of course, signing closing documents and some of the most important legal documents regarding the transfers of the deed of trust and many other items are required to be notarized by both the mortgage lender and the title company. Any notary can do that... but only a notary experienced in real estate transaction that has the know-how and the willingness to explain the details (most notaries have neither) would be a wise choice! Chris Trapani chooses David Worden as his notary of choice.  David has over 23 years of experience in all parts of the lending business and can explain every document the borrower has to sign so that they can feel comfortable with their transaction and know what they are signing. He always promises to leave a positive lasting impression and every client walks away from the table more knowledgeable and happy with their loan! David is also always willing to come to you to make it easie...

Have you heard the term "Points" or "Paying Points" on a mortgage loan? What are points? Should I pay points? Through the real estate home loan process, you will often hear the term, points & mortgage points the cost of which is directly related to low interest rates.  The more points you pay the lower interest rate you will receive! It's basically a simple formula - the more points you pay the lower interest rate you will pay. When you are ready to learn how to buy a house, to buy down a rate can be a great option for a lower payment.  Every mortgage from FHA loan, VA loans, conventional, USDA, Jumbo loans all offer options to pay these points to lower an interest rate. part of the whole loan process is step number 1, you can apply for with an FHA home loan application online at http://www.FireYourLandlord.inf o and click on the apply for a loan button. We will offer an analysis of if it makes sense to pay points before you do it. Often when looking ...