Chris Trapani The Mortgage Pro wants you to Fire Your Landlord®

Not yet "Pre-Approved" but need a mortgage? Better than pre-approved is APPROVED! First Time Home Buyer! Should I get mortgage easy Pre-Approved? Need a Mortgage Pre-Approval? Then you need a mortgage approval too! What is a mortgage pre-approval? How do I get pre-approved for a mortgage? Why Do I need a mortgage pre-approval? It a mortgage pre-approval the same as a mortgage prequalification? Pre-Approvals explained for the 2018 whole loan process. Call Chris Trapani and get a mortgage pre-approval! Chris Trapani the Mortgage Pro uses his 27 years of experience as he explains all about why a pre-approval is important to Fire Your Landlord! The real estate buying process will always start with a mortgage pre-approval process performed by an NMLS (Nationwide Mortgage Licensing System) licensed loan officer. The process will involve the proof of income, work history, credit and credit history with a strong emphasis on past mortgage history. How much money you have saved, d...

Learn the whole mortgage process! FHA | VA Loan | Conventional loan! The loan process and how does a mortgage work in Simple Mortgage Steps! Learn the easy home buying process of a conventional loan process, an FHA loan process and even a VA loan process. The FHA Home loan explained in detail including the loan steps and the loan process of the whole home loan process to buy a house in 2018! Learn the VA loan process, FHA loan process on this mortgage process video. Learn the home loan process of a loan in this mortgage video. The whole loan process is nearly the same for all FHA process for an FHA mortgage, VA process for VA home loans in 2018. Real estate experts would recommend a loan officer to explain the home loan process and mortgage process in easy steps. Loan process 2018! Enjoy the home buying process for real estate including the VA loan process, FHA loan process, conventional loan process and more! In this video, you learn how to buy a house and the process of a...

What are closing costs for mortgage loans? This video is about closing costs explained in an easy to understand manner about home loan fees. Common closing costs for a mortgage are Processing, Underwriting, Origination or discount points, Appraisal, Credit report, Escrow or Attorney fees, Title insurance, recording, notary and many escrow companies and title fees have numerous add-ons such as loan tie in fee, printing fee, electronic BS fee (sounds like a lot of BS from title and escrow - that part is!) and there are other fees depending on the companies chosen. Most reputable companies will only charge you a processing and underwriting fee, Points can be charged based on the rate chosen. In most cases, you can have a higher interest rate to reduce or eliminate these fees. The rest of the fees, go to other companies and have nothing to do with the mortgage lender. There are other costs associated with a mortgage loan such as pre-paid interest - which is interest charged per day...

Learn about a VA mortgage, to purchase a home, IRRRL - the interest rate reduction refinance loan, the VA loan process, VA home loan requirements, how does VA work, use your Veteran status and 20 things you must know about a VA loan. VA home loans, VA loan requirements, the VA loan process and everything about VA home loans how do VA loans work and every part of VA loan eligibility. Learn how VA loans work VA loan guidelines 2018, VA home loan requirements & how to get a VA loan. VA loan qualifications are different than other mortgages. A Veteran loan may be easier in to qualify for than most other loans but are tougher on Property requirements - which will protect the veteran from buying a less substantial home. Chris will teach you the whole loan process and the simple mortgage steps to getting approved. Did you know that if you are a disabled vet 10% or more you will also be entitled to a waiver of the VA funding fee! That will save you thousands of dollars on your VA lo...

Conventional vs FHA vs VA. Which loan is better and how do I compare different loan types? FHA Loan? Do FHA loans have advantages? Conventional Loan? Why might a conventional loan be better? VA Loan? A VA loan could be the best loan - but not always! These home loan types explained in detail in this video. Learn how to compare Conventional loans to FHA loans to VA loans in this video! Conventional vs FHA vs VA Loans! Is FHA better than Conventional? Are there advantages to VA? Is a conventional loan better than an FHA loan? Is an FHA loan better than a VA loan? Does a VA loan beat out a conventional loan? Confused about real estate loan types? There are many variables explained here but by the end, the important things to consider should become apparent! Learn this and you'll be one simple mortgage step closer to being told to go "Fire Your Landlord!" Visit http://www.FireYourLandlord.info or just call me, Rancho Cucamonga Loan Officer, Chris Trapani FHA Loan Offi...

I love our Veterans and take great pride in helping vets get what they both earned and deserve - buying a home with a no money down VA loan! A VA home loan offers a zero down payment, perfect for a first time home buyer of real estate, with a great interest rate for Army, Navy, Marine, Air Force, and Coast Guard Veterans.  The interest rate is usually the lowest in the mortgage industry. The VA loan process offers a veteran home loan mortgage for all veterans that have honorably served and also to those with a general discharge. We start with a DD214 and get your certificate of eligibility and qualify you based on veterans administration guidelines for a home loan. You had our backs, now in just a small way - I get to have yours and help you buy your own home! As a VA lender, it can often be the simplest loan in the business as far as a debt ratio and accepts low fico scores too! Call me and I'll help you Fire Your Landlord® This video is a testimonial from Navy vet,...

Simple mortgage steps will teach you the easy loan approval process from the very first step of home loans - the application, through the pre-approval process all the way to home loan approval, appraisal and all the way through the funding and recording and closing of your home loan. Rancho Cucamonga Loan Officer, Chris Trapani will use his 27 years experience to help you Fire Your Landlord! For a home loan application online please visit http://wwwFireYourLandlord.info Easy loan steps on how to be pre-approved for a home loan, the real estate home loan process and the whole loan approval. The educated home buyer - especially a first-time home buyer, put themselves in a better position to buy a home with much less stress with more knowledge of the mortgage process. That's why I call it - "Simple Mortgage Steps to buying a home - Home Loans 101" helps make real estate purchasing easy. Why rent to own - when you can just own by going through a simple loan approval ...

The loan process and how does a mortgage work in Simple Mortgage Steps!    Learn the easy home buying process of a conventional loan , and FHA loan process and a VA loan process , explained in detail including the loan steps and the loan process of the entire home loan process to buy a house in 2018! Learn the VA loan process, FHA loan process on this mortgage process video. Reputable real estate experts would recommend an experienced loan officer to explain the home loan process and mortgage process in easy steps. In this video, you learn how to buy a house and the whole process of a loan. Most types of loans (VA loans, FHA loans, Conventional mortgage, and Jumbo)  follow a pretty standard home loan process.  The process of getting a loan will vary based on different guideline requirements for the different types of mortgages, but the process is the same.  The loan process video is designed to explain the mortgage process in a simple way so that you can...

A VA refinance loan offers 2 types of VA refi. VA IRRRL loan, which is a VA streamline (super easy) to lower a rate and payment as well as a 100% cash out loan! Chris explains the VA loan process and the availability of a VA cashout refi. A VA loan is the only loan that will allow 100% VA cash out refinance of the value of your home! A cashout refinance can pay off bills, consolidate your debt, use the equity for home improvements and you don't need perfect credit. Or, if you are looking to just lower your interest rate, the VA offers the IRRRL Loan (Interest rate reduction refinance loan) also called a VA streamline loan For a VA Home Loan Application Online please visit http://www.FireYourLandlord.info   and click apply now for a VA IRRRL streamline mortgage. Chris will teach you all about VA loans about a VA cashout loan which is the only 100% cashout loan in the mortgage industry! With VA cashout refinancing the vet has many more options that are not available to the rest...

This is a shorter version of Conventional vs. FHA vs. VA Loans! Confused? Is a conventional loan better than an FHA loan?  Is an FHA loan better than a VA loan? Does a VA loan beat out a conventional loan?  There are many variables explained here but by the end, the important things to consider should become apparent! Learn this and you'll be one simple mortgage step closer to being told to go "Fire Your Landlord!" There are a number of factors to help you determine, which is best for you! Contact me through www.FireYourLandlord.info or just call me, Chris Trapani the Mortgage Pro at 310-350-2546 and I'll send you a free PDF printout to make it easier to understand! Conventional loans usually work best for Non-veterans with very high Fico scores, FHA loans will usually work best for Non-veterans with lower Fico scores,  VA loans will work best for those with less or no money to put down regardless of Fico score unless  you are planning on keeping the property ...

Learn the simple loan steps and the whole loan process .   Buying a home, but not sure of how the loan process works?  These simple steps explain in a quick get to the point video how the process works, what happens every step of the way and will help you Fire Your Landlord® In this video, Chris Trapani the Mortgage Pro, uses his 27 years of experience to bring you what you should know and what you need to know to buy a home using any type of mortgage.  This whole loan process is virtually the same for Conventional Loans , Jumbo Loans , FHA Loans , VA loans and other types of mortgages . While the qualifications and guidelines are a little different for each of these loans, the process is the same.  Today in 2018, after the mortgage meltdown, there are many more rules put in place before a consumer is allowed to get a mortgage and before a lender is allowed to provide one.  While most of the rules are just extra paperwork and extra...

Veterans! Everything you could possibly need to know about a VA loan and your eligibility! You'll learn about VA mortgages to purchase a home,  IRRRL the interest rate reduction refinance loan, VA loan cash-out refinances and the entire VA loan process.  There are a few special requirements for a VA home loan and I'll teach you how does VA work! How you can use your Veteran status and 20 things you must know about a VA loan. As a VA home loan specialist, you can always contact Chris for advise or help or just a question.  For a VA home loan application online please visit http://www.FireYourLandlord.info and click on apply for a loan.  It only takes 5 minutes. Chris will teach you the whole loan process. Did you know that if you are a disabled vet 10% or more you will also be entitled to a waiver of the VA funding fee!  That will save you thousands of dollars on your VA loan! A VA loan is usually the least expensive and lowest interest rates in th...

FHA loan s are the simplest home loan to qualify for! How much loan and how much home can I qualify for with an FHA loan?  FHA loans are among the most common FHA mortgage questions. With today's pretty generous FHA loan limits of $405,950 loan amount in the inland empire and up to $679,650 in Los Angeles and Orange Counties in California (you can look up our own county limit here https://entp.hud.gov/idapp/html/hicostlook.cfm ), for most first time homebuyers, the question is more how much can I qualify for on my income rather than is the loan limits high enough. There are specific formulas to calculate income for different types of wage earners (hourly salary, salaried, commission, self-employed etc) that must be adhered to, but for the vast majority of FHA borrowers, the standards displayed in this video are accurate. If you have questions regarding income calculations, you can always feel free to reach out to Chris Trapani personally and he'll be happy to help. F...

Lender fees and common closing costs explained for a home mortgage. Processing, Underwriting, Origination or discount points are paid to the mortgage lender, Appraisal, Credit report, Escrow or Attorney fees, Title insurance, recording, notary and many escrow companies and title fees have numerous add-ons such as loan tie in fee, printing fee, electronic BS fee (sounds like a lot of BS from title and escrow - that part is!) and there are other fees depending on the companies chosen.  These fees are paid to third party companies and not to the mortgage lender. Most reputable companies will only charge you a processing and underwriting fee,  Points can be charged based on the rate chosen.  In most cases, you can have a higher interest rate to reduce or eliminate these fees. The rest of the fees, go to other companies and have nothing to do with the mortgage lender. There are other costs associated with a mortgage loan such as pre-paid interest - which is interest ch...

The loan process and how does a mortgage work Learn the easy home buying process of a conventional loan process, and FHA loan process and a VA loan process, explained in detail including the simple loan steps process of the entire home loan to buy your own house in 2018! The VA loan process, FHA loan process, and all other home loan processes and systems are included in this mortgage video. The whole loan process is nearly the same for all loans whether it's for an FHA mortgage, VA loan or conventional loans.  Every real estate expert would recommend an experienced and licensed loan officer to explain these home loan processes and mortgage processes in simple easy to understand steps. Enjoying the home buying process is something most people do - but admittedly, the mortgage process can appear overwhelming at times. In this video, you learn how to buy a house  The process of getting a loan will vary based on different "guideline requirements" for the different type...